Mfundo za chinsinsi

1. Chiyambi‍

1.1. Gulu la makampani a Deriv limadzipereka kuteteza chidziwitso chanu chaumwini ndi kulemekeza chinsinsi chanu. Mfundo izi za Chinsinsi zimafotokoza mmene timasonkhanitsira, kugwiritsa ntchito, kusunga, kuwulula, ndi kuteteza chidziwitso chaumwini m'mabungwe onse a Deriv komanso pokhudzana ndi zinthu zathu, ntchito zathu, mapulogalamu, ndi masamba athu a webusaiti. Pamene tanena "ife", "ife", kapena "zathu" mu Mfundo za Chinsinsi izi, tikutanthauza bungwe linalake mkati mwa gulu la Deriv lomwe lili ndi udindo wosamalira chidziwitso chanu chaumwini, nthawi zambiri bungwe la gulu la Deriv limene muli nalo ubale wa bizinesi kapena limene likukupatsani ntchito (monga lafotokozedwera mu gawo la "Woyang'anira deta ndi chidziwitso chofikira" pansipa).

1.2. Mfundo iyi ya Chinsinsi imagwiritsidwa ntchito pa makasitomala alipo ndi omwe angakhale makasitomala, oyendera webusaiti, anzeru za bizinesi, opereka ntchito (ndi antchito awo), omwe amatenga nawo mbali pa zochitika, oyendera maofesi athu, ndi aliyense amene amagwirizana ndi zinthu zathu, ntchito zathu, ma app a m'manja, mapulatifomu, kapena njira zathu zapa digito, mosasamala za dziko lomwe akukhalamo. Mfundo iyi ya Chinsinsi sigwiritsidwa ntchito kwa ofuna ntchito kapena antchito a gulu la Deriv.

1.3. Timasunga ndi kugwiritsa ntchito deta yanu yaumwini monga woyang'anira (controller), malinga ndi malamulo ogwiritsidwa ntchito, omwe angaphatikizepo European Union General Data Protection Regulation (GDPR), United Kingdom General Data Protection Regulation (UK GDPR), ndi malamulo ena okhudza chinsinsi (“Malamulo a Chinsinsi”).

2. Magulu a deta yaumwini

2.1. Kutengera ubale wanu ndi ife, tingasonkhanitse ndi kugwiritsa ntchito mitundu imodzi kapena ingapo ya deta yaumwini monga:

2.1.1. Deta yoonetsa dziwe lanu: Dzina loyamba, dzina lachibadwa, jenda, dziko lanu, tsiku lobadwa, ndi/kapena zikalata zoperekedwa ndi boma zotsimikizira dziwe lanu (kuphatikizapo pasipoti, layisensi yoyendetsa, ID ya dziko, ndi/kapena pepala la ovomerezeka kukhala m'dziko).

2.1.2. Deta yolumikizirana: Adiresi ya makalata, imelo, ndi/kapena nambala ya foni.

2.1.3. Deta ya ntchito: Udindo wa ntchito, dzina la bizinesi lomwe mukugwiritsira ntchito, ntchito yanu, madera a udindo, ndi/kapena malipiro.

2.1.4. Zambiri za nyumba, kuphatikizapo mapangano a kubwereka nyumba, zikalata za chuma, ndi makalata a mabilu a magetsi/madzi.

2.1.5. Deta yolumikizirana: Zomwe muli mu makalatawo (imelo, kucheza pa intaneti, kucheza ndi makina a AI, zojambulidwa ndi zilembo za mafoni, ndemanga, ndi/kapena mayankho a kafukufuku wa msika).

2.1.6. Deta ya ntchito zathu: Zambiri za akaunti kapena pempho, mbiri ya malonda kapena ma transaction, mapangano, zokonda zanu, ndi/kapena mbiri ya kugwiritsa ntchito.

2.1.7. Deta ya opereka ntchito: Zambiri zosinthanitsidwa monga wopereka ntchito kapena mnzake wa bizinesi (zambiri za mapangano ndi/kapena zolembedwa pa misonkhano).

2.1.8. Deta ya alendo: Zambiri za kuyendera ofesi (zolembedwa pa kulowa, tsiku/nthawi ndi cholinga cha kuyendera, ndi/kapena zosowa zapadera zomwe mwazifotokoza).

2.1.10. Deta ya kulipira: Adiresi ya kulipira, zambiri za malipiro, akaunti ya banki, njira yolipirira, ndi/kapena mbiri ya malipiro.

2.1.11. Deta ya kagwiritsidwe ntchito: Ma transaction amene mumachita pa akaunti yanu, mmene mumagwiritsira ntchito mapulatifomu ndi zinthu zathu zosiyanasiyana, kapena mmene mumagwirizana ndi webusaiti zathu, ma app, zotsatsa, ndi makalata.

2.1.12. Deta yapa digito: Monga, adiresi ya IP, zambiri za malo (kuphatikizapo GPS ndi geolocation), deta ya chipangizo ndi browser, ndi/kapena zambiri za chitetezo (monga mmene mumalowera kapena kutsimikizira kuti ndinu pofuna kulowa mu akaunti yanu).

2.1.13. Deta yotsimikizira: Umboni wa adiresi, komwe chuma chanu chimachokera, ndi/kapena komwe ndalama zanu zimachokera.

2.1.14. Deta ya biometric: Deta yosinthidwa pofuna kuzindikira munthu mosiyana ndi ena, monga kuzindikira nkhope kapena mawu. Zithunzi, mafano, zojambulidwa za mawu, kapena makanema ena angakhale deta ya biometric ngati asinthidwa pofuna kuzindikira munthu.

2.1.15. Deta ya kutenga nawo mbali pa zochitika: Zambiri za kulembetsa pa chochitika, kupezekapo, ndi/kapena kutenga nawo mbali.

2.1.16. Zina: Zambiri zina zilizonse zomwe mungapereke, kapena zomwe tiyenera kuzisonkhanitsa malinga ndi lamulo, kapena zomwe zikugwirizana ndi ntchito zathu za udindo.

3. Deta yaumwini yosamalitsa

3.1. Pokhapokha tafunsidwa momveka bwino kapena lamulo likufuna, chonde musatipatse kapena kuulula deta iliyonse yaumwini yosamalitsa, kuphatikizapo kudzera pa webusaiti zathu, ma app, kapena njira zina. Kutengera dera lanu, "deta yaumwini yosamalitsa" ingaphatikizepo, koma osati kokha, deta yokhudza mtundu wanu kapena fuko lanu, zikhulupiriro za chipembedzo kapena filosofi, maganizo a ndale, kukhala membala wa bungwe la ogwira ntchito, thanzi, deta ya majini kapena ya biometric, kukonda kugonana, mbiri yakupalamula milandu, kapena milandu ndi zilango za oyang'anira kapena zamalamulo.

3.2. Ngati tifunika kusonkhanitsa kapena kugwiritsa ntchito deta yaumwini yosamalitsa, tidzachita izi malinga ndi Malamulo a Chinsinsi ogwiritsidwa ntchito, ndipo pokhapokha tili ndi chifukwa chomveka chalamulo, monga chilolezo chanu chomveka bwino, kutsatira udindo wa lamulo, kapena ngati n'kofunikira pofuna kukhazikitsa, kugwiritsa ntchito, kapena kudzitchinjiriza pamilandu yalamulo.

4. Magwero a deta yaumwini

4.1. Tingasonkhanitse deta yanu yaumwini m'njira zotsatirazi, kuchokera:

4.1.1. ​​Kwa inu mwachindunji: Pamene mumagwirizana ndi ife, kulembetsa, kulumikizana ndi magulu athu, kupezeka pa zochitika, kapena kuyendera maofesi athu;

4.1.3. Zida zogwiritsa ntchito AI: Pamene mumagwirizana ndi zida zothandizidwa ndi AI zomwe Deriv imapereka, monga Amy, wothandizira wathu wa kucheza wa AI, kapena mafoni othandizidwa ndi AI pa mawu/foni. Izi zikuphatikizapo zomwe muli mu kugwirizana kwanu (kuphatikizapo zojambulidwa za mawu), deta yaumwini iliyonse yomwe mwapereka, ndi deta yaukadaulo yogwirizana nayo (monga zizindikiro za session ndi nthawi);

4.1.4. Anthu ena ake: Kuphatikizapo anzeru a bizinesi, opereka ntchito, akuluakulu a boma, kapena zosungira zotsimikizira;

4.1.5. Magwero openera onse: Monga zolembedwa za oyang'anira malamulo kapena zosungira zomwe aliyense angapeze;

4.1.6. Zopangidwa ndi Deriv yokha: Pakupereka ntchito zathu (mwachitsanzo, zolembedwa pa misonkhano, zojambulidwa za mafoni, zilembo za mafoni) kapena popanga maganizo kapena zambiri zina zokhudza inu pamene tikusanthula zambiri zomwe tili nazo kale; ndi/kapena

4.1.7. Mafunso osalekeza: Monga mbali ya kutsatira kwathu malamulo mosalekeza, kuyang'anira zinthu mosamala (due diligence), ndi kuonetsetsa chitetezo ndi kukhulupirika kwa ntchito zathu, tingafune kuti mupereke deta yaumwini yowonjezera kapena zikalata zothandizira nthawi iliyonse pakati pa ubale wanu ndi ife.

5. Maziko alamulo ndi zolinga

5.1. Timagwiritsa ntchito deta yanu yaumwini pokhapokha tili ndi chilolezo chanu kapena chifukwa chomveka bwino chalamulo chogwiritsira ntchito. Zifukwa izi zingaphatikizepo:

5.1.1. Kusunga ndi kugwiritsa ntchito deta yanu yaumwini pofuna kutsatira udindo wa lamulo, kuphatikizapo zofunikira za layisensi, zofunikira zotsutsana ndi chinyengo, ndi malamulo otsutsana ndi kutsuka ndalama;

5.1.2. Kusunga ndi kugwiritsa ntchito deta yanu yaumwini pofuna kulowa nawo kapena kuchitapo mgwirizano womwe tili nawo ndi inu;

5.1.3. Kutsatira zofuna zathu zomveka bwino za bizinesi; ndi/kapena

5.1.4. Kukhazikitsa, kugwiritsa ntchito, kapena kudzitchinjiriza pa ufulu wathu wa lamulo.

5.2. Tingagwiritse ntchito zambiri zanu pazolinga zotsatirazi:

5.2.1. Kuyang'anira makasitomala ndi kayendetsedwe ka akaunti;

5.2.2. Kupereka ntchito, kuchita malonda, ndi kuyang'anira ma transaction;

5.2.3. Thandizo la makasitomala pofuna kuthandiza kulumikizana ndi kuthetsa madandaulo kapena mikangano;

5.2.4. Kuyang'anira anzeru a bizinesi;

5.2.5. Kuyang'anitsitsa makasitomala, njira za Kuzindikira Kasitomala (KYC), njira zoletsa chinyengo, zochita za kuletsa kuyeretsa ndalama (AML), ndi kuyang'anitsitsa zilango;

5.2.6. Chitetezo ndi kuwongolera kulowa, chitetezo cha tsamba, ndi kuthetsa chinyengo chenicheni kapena choganiziridwa, zochita zosaloledwa, kapena khalidwe loipa;

5.2.7. Zolinga za kutsatsa ndi kusanthula, zomwe zingaphatikizepo kuchita mafunso, kuyeza kukhutitsidwa kwa makasitomala, ndi kusonkhanitsa malingaliro;

5.2.8. Kukonzetsa zinthu ndi mautumiki athu, kuchita kafukufuku ndi chitukuko, kuchita kafukufuku wa mmene ogwiritsa ntchito amamvera, ndi kusonkhanitsa nzeru za bizinesi;

5.2.9. Zochitika, maseminara apaintaneti, maphunziro, ndi mapulogalamu ophunzitsa;

5.2.10. Zachuma, chithandizo cha ndalama (treasury), zaakaunti, ndi kugwiritsa ntchito malipiro;

5.2.11. Kayendetsedwe ka ogulitsa ndi anthu ena;

5.2.12. Kuyang'anira zoopsa, kuletsa ndi kuzindikira umbanda, kuwunika kwamkati, ulamuliro wa kampani, ndi zochita zokonzanso;

5.2.14. Kutsatira malamulo, kayendetsedwe ka milandu kapena kudzitchinjiriza pa milandu, kusunga zolemba, ndi kuteteza zokomera zathu zovomerezeka kapena ufulu wathu wa malamulo, kuphatikizapo kutenga ndi kuyankha pa zochita za malamulo kapena kupanga zodandaula za inshuwaransi;

5.2.15. Kuphatikiza, kugula, kugulitsa, kusamutsa chuma, kukonzanso, kapena kusokonekera kwa bizinesi lathu lonse kapena gawo lake, kuphatikizapo kuyang'anitsitsa koyenera kokhudzana ndi zimenezi;

5.2.16. Kukonza zopempha zanu kapena kukuthandizani kugwiritsa ntchito ufulu wanu;

5.2.17. Kupanga ndi kugawa mawu, kanema, kapena zina zofalitsa;

5.2.18. Chilichonse chofunikira kapena chovomerezeka ndi malamulo, malangizo, machitidwe oyenera, kapena lamulo la khoti; ndi/kapena

5.2.19. Kuphunzira kwa makina ndi kukonza kwa makina, kuphatikizapo kugwiritsa ntchito deta ya umwini pophunzitsa, kupanga, ndi kukonzetsa algorithms, machitidwe, kapena makina a nzeru zopangira (artificial intelligence), ndi cholinga chokonzetsa mautumiki athu, kuletsa chinyengo, kuyang'anira zoopsa, ndi machitidwe a bizinesi. Pamene timagwiritsa ntchito opereka AI ochokera ku makampani ena pothandizira zida ndi mautumiki athu, deta yanu ya umwini itha kukonzedwa ndi operekawo pophunzitsira kapena kukonzetsa machitidwe awo onse.

5.3. Mukuvomereza kuti timagwiritsa ntchito zida zothandizidwa ndi AI, kuphatikizapo (koma osati kokha) Amy, wothandizira wa AI pa chat amene amapezeka pa webusaiti yathu ndi mapulogalamu, ndiponso maphunziro othandizidwa ndi AI pa mafoni. Pamene mukugwiritsa ntchito Amy kapena zida zina za chat kapena mafoni othandizidwa ndi AI, zomwe muli nazo m'kucheza (kuphatikizapo kujambula mawu aliwonse) ndi deta ina ya umwini imene mungapereke, zitha kukonzedwa ndi ife, ndipo pamene koyenera, ndi opereka ukadaulo wa AI ochokera ku makampani ena amene amagwira ntchito ngati okonza deta mmalo mwathu.

5.4. Mudzadziwitsidwa momveka bwino ngati tikugwiritsa ntchito chilolezo chanu, ndipo mungachotse chilolezo chanu nthawi iliyonse.

6. Kufalitsa deta ya umwini

6.1. Tingagawane deta yanu ya umwini ndi magulu otsatirawa a olandira, pamene n'kofunikira ndi koyenera kuti akwaniritse zolinga zofotokozedwa mu Mfundo za Chinsinsi izi, ndipo potengera maziko oyenera a malamulo:

6.1.1. Makampani ena mkati mwa gulu la Deriv;

6.1.2. Othandizira, opanga mapangano, ogulitsa kapena anzawo opereka mautumiki, kuphatikizapo opereka IT, cloud, ukadaulo wa AI, kukhazikitsa webusaiti, kusanthula, kukwaniritsa ntchito, opereka zinthu, chithandizo cha makasitomala, mapulatifomu olumikizirana, ndi opereka mautumiki a kayendetsedwe ka zinthu;

6.1.3. Okonza malipiro, mabanki, ndi mabungwe azachuma pokonza malonda;

6.1.4. Oyang'anira malamulo, makhoti, oyendetsa malamulo, msonkho, kapena mabungwe ena a boma monga lamulo likufunikira kapena kuteteza ufulu wathu;

6.1.5. Alangizi apadera, kuphatikizapo makampani a inshuwaransi, maloya, oyang'anira ndalama, ndi akaunti, pochitira bizinesi mosalekeza, kuyang'anira zoopsa, kapena pakati pa milandu kapena zodandaula za malamulo;

6.1.6. Anzawo a bizinesi;

6.1.7. Anzawo a zochitika kapena kutsatsa, maukonde a zotsatsa, opereka kusanthula, ndi maukonde a chikhalidwe cha anthu, monga koyenera pa kutsatsa, kulengeza, chitukuko cha zinthu, kapena kutenga nawo gawo pa zochitika;

6.1.8. Mwa chilolezo chanu chenicheni, kwa anthu ena amene mwatiuza kuti tigawane nawo deta yanu; ndi/kapena

6.1.9. Anthu ena amene Deriv ili ndi ulamuliro kapena akufunikira ndi malamulo, malangizo, machitidwe oyenera kapena lamulo la khoti kuwafotokozera zinthu.

6.2. Timafuna kuti anthu onse ena amene amakonza deta yanu ya umwini mmalo mwathu apereke chitetezo choyenera, atsatire malamulo oyenera, ndi kupereka chitetezo chofanana ndi chimene chafotokozedwa pano.

7. Kusamutsa deta kudziko lina

7.1. Gulu la Deriv ndi bizinesi la padziko lonse lomwe lili ndi maofesi, anzawo, ndi opereka mautumiki padziko lonse, kuphatikizapo m'dera la European Economic Area (EEA), United Kingdom, Asia, Africa, Latin America, ndi madera ena. Chifukwa cha izi, deta yanu ya umwini itha kukonzedwa kapena kusamutsidwa kudziko lina kunja kwa dziko lomwe mumakhalamo—kuphatikizapo mayiko akunja kwa EEA kapena UK—omwe atha kukhala osapereka chitetezo cha deta chofanana ndi cha dziko lanu.

7.2. Pamene deta ya umwini yokhudzana ndi GDPR, UK GDPR, kapena Malamulo ena a Chinsinsi oyenera, isamutsidwa kudziko limene silinapezeke kuti limapereka chitetezo choyenera cha deta, tidzayika njira zoyenera za chitetezo malinga ndi zofunikira za malamulo oyenera. Njira zimenezi zitha kuphatikizapo Standard Contractual Clauses zovomerezedwa ndi European Commission kapena boma la UK, zisankho za kukwanira, kuwunika kwina kwa zotsatira za kusamutsa, ndi njira zowonjezera za ukadaulo ndi mayendedwe, monga kofunikira, kuonetsetsa kuti deta yanu ya umwini ikhalabe yotetezedwa.

8. Kusunga deta

8.1. Timasunga deta yanu ya umwini pokhapokha kwa nthawi yofunikira kukwaniritsa zolinga zomwe zidasonkhanitsidwira, kuphatikizapo kutsatira zofunikira za malamulo, oyang'anira malamulo, zaakaunti, kapena malipoti, ndiponso malinga ndi mfundo zathu zamkati zokhudza kusunga deta. Nthawi yoyenera yosungira itatha, tidzachotsa mwachitetezo kapena kubisa deta yanu, pokhapokha ngati nthawi yayitali yosunga ikufunikira kapena kuloledwa ndi malamulo, monga pakukhazikitsa, kugwiritsa ntchito, kapena kudzitchinjiriza pa milandu, kapena pazolinga za kusunga zolemba, sayansi, kapena mbiri yakale.

9. Ufulu wanu

9.1. Kutengera dziko limene mumakhalamo ndi Malamulo a Chinsinsi oyenera pa deta yanu ya umwini, mungakhale ndi ufulu uwu:

9.1.1. Zambiri ndi kufikira: Mutha kupempha kufikira deta yanu ya umwini, kulandira zambiri zokhudza mmene timagwiritsira ntchito deta imeneyi, ndi kupeza tsatanetsatane wa mabungwe a boma ndi apadera omwe deta yanu yagawanidwa nawo. Mutha kupemphanso kopi ya deta yanu ya umwini.

9.1.2. Kukonza: Mutha kupempha kukonza kapena kusintha deta ya umwini yolakwika kapena yosakwanira.

9.1.3. Kufafaniza: Mutha kukhala ndi ufulu wopempha kufafanizidwa kwa deta yanu ya umwini, molingana ndi zofunikira zalamulo.

9.1.4. Kuchepetsa kagwiritsidwe ntchito: Mutha kukhala ndi ufulu wopempha kuti tichepetse kagwiritsidwe ntchito ka deta yanu ya umwini pazochitika zina.

9.1.5. Kutsutsa kagwiritsidwe ntchito: Mutha kukhala ndi ufulu wotsutsa mitundu ina ya kagwiritsidwe ntchito, kuphatikizapo malonda achindunji ndi kudziwa mbiri ya munthu (profiling).

9.1.6. Kusamutsa deta: Mutha kukhala ndi ufulu wopempha kopi yosamutsika ya deta yanu ya umwini mu mawonekedwe okonzekera, ogwiritsidwa ntchito kawirikawiri, komanso owerengeka ndi makina, molingana ndi malire alamulo ndipo pokhapokha ngati izi sizikhudza mwachibwana ufulu wa ena kapena kuwononga zinsinsi za chidziwitso.

9.1.7. Kupanga zisankho mwa makina: Mutha kukhala ndi ufulu wosakhala muzisankho zomwe zimachokera kokha ku kagwiritsidwe ntchito ka makina (kuphatikizapo profiling), pamene zisankhozo zimabweretsa zotsatira zalamulo kapena zofanana ndi zazikuluzikulu.

9.1.8. Kuchotsa chilolezo: Pamene timagwiritsa ntchito deta yanu potengera chilolezo chanu, muli ndi ufulu wochotsa chilolezochi nthawi iliyonse. Kuchotsa chilolezo sikudzakhudza kuyenerera kwalamulo kwa kagwiritsidwe ntchito komwe kunachitika chilolezo chisanachotsedwe.

9.1.9. Kudandaula kwa bungwe loyang'anira: Mutha kukhala ndi ufulu wopereka dandaulo ku bungwe loyang'anira chitetezo cha deta mu dziko limene mukukhalamo, kumene deta yanu ikugwiritsidwa ntchito, kumene mtsogoleri wa deta yanu wakhazikika, kapena kumene kunachitika kuphwanyidwa kwa deta.

9.2. Chonde dziwani kuti tingafune zambiri zina kuchokera kwa inu kuti titsimikizire umunthu wanu tisanagwire ntchito pempho lanu. Nthawi zina, ngati pempho ndi losamveka bwino, lobwerezabwereza, kapena lopambanitsa, titha kulipiritsa ndalama zoyenera kapena kukana kugwira ntchito pempholo, monga momwe lamulo logwiritsidwa ntchito limaloleza.

9.3. Mutha kupempha kusintha deta yanu ya umwini mu zoikika za akaunti yanu. Ndi udindo wanu kuonetsetsa kuti deta yanu ya umwini ikupitirirabe kukhala yolondola komanso yosinthidwa, popeza timadalira deta imeneyi kuti tiperekere mautumiki athu. Chonde dziwani kuti ngati mupereka chidziwitso cholakwika kapena simusintha zambiri zanu zikasintha, izi zitha kukhudza mtundu kapena kupezeka kwa zinthu ndi mautumiki athu kwa inu.

9.4. Ngati mukufuna kugwiritsa ntchito ufulu uliwonse mwa awa kapena muli ndi mafunso okhudza ufulu wanu pansi pa Ndondomeko ya Chinsinsiyi, chonde lumikizanani ndi Wayang'anira Chitetezo cha Deta wathu pa [email protected].

9.5. Ndondomeko ya Chinsinsiyi siyipanga, kukulitsa, kapena kusintha ufulu uliwonse kapena maudindo kupatulapo monga lamulo logwiritsidwa ntchito limaloleza (monga Malamulo oyenera a Chinsinsi).

10. Malonda (Marketing)

10.1. Muli ndi ufulu wokana kulandira zinthu za malonda kuchokera kwa ife. Izi zitha kuchitika mwa kuchotsa chilolezo chanu nthawi iliyonse pa nthawi imene muli ndi akaunti ndi ife.

10.2. Mutha kukana kulandira mauthenga a malonda mu zoikika za akaunti yanu kapena kudzichotsa ku ma imelo a malonda mwa kudina kalata ya “Unsubscribe” yomwe ili mu mauthenga athu onse a malonda.

10.2.1. Ngati musankha kukana kapena kudzichotsa ku mauthenga athu a malonda, chonde dziwani kuti mutha kupitirizabe kulandira ma imelo okhudza malonda kapena mautumiki. Tidzayesetsa kuchepetsa kuchuluka kwa mauthengawa ndikuonetsetsa kuti ndi ofunikira pa kuyenda bwino kwa zinthu ndi mautumiki athu.

10.2.2. Chonde dziwani kuti chifukwa cha nthawi yogwirira ntchito, mutha kulandirabe mauthenga ena a malonda kwa nthawi yaifupi, ngakhale mutapempha kukana kapena kudzichotsa. Kuwonjezera apo, ngati uthenga wa malonda uli kale panjira kapena ukutumizidwa, mutha kulandirabe. Ngati mukupitirizabe kulandira mauthenga a malonda kuchokera kwa ife patapita nthawi yoyenera, lumikizanani nafe kudzera pa live chat.

11. Chitetezo cha deta yanu ya umwini

11.1. Timatenga mozama chitetezo cha deta yanu ya umwini ndi malonda azachuma ndipo timagwiritsa ntchito njira yoganizira pa ziwopsezo pochita zoteteza, kuphatikizapo:

11.1.1. Mawu anu achinsinsi ndi operekedwa kwa akaunti yanu yokha ndipo amasungidwa motetezeka pogwiritsa ntchito njira yolimba ya cryptographic hashing. Palibe ife, kapena antchito athu, amene angapeze mawu anu achinsinsi. Chonde lumikizanani nafe ngati muli ndi vuto lililonse ndi mawu anu achinsinsi.

11.1.2. Deta yonse ya khadi la credit imagwiritsidwa ntchito motetezeka komanso mwachindunji ndi anzathu ogwira nawo ntchito zolipira, pogwiritsa ntchito SSL/TLS encryption yamakono ndipo molingana ndi Payment Card Industry Data Security Standard (PCI DSS) kapena miyezo yofanana.

11.1.3. Kufikira deta yanu ya umwini kumangoperekedwa kwa antchito ovomerezeka omwe akufunikiradi izi pokwaniritsa maudindo awo. Kufikira konse kumayendetsedwa molingana ndi role-based access controls ndipo kumawunikidwa ndi kuwunikidwanso nthawi zonse.

11.1.4. Timagwiritsa ntchito njira zaukadaulo ndi za bungwe zofanana ndi za m'makampani, kuphatikizapo encryption ya deta pamene ikutumizidwa ndi pamene yasungidwa, zoteteza za ukonde (monga ma firewall ndi intrusion detection), kuyezetsa chitetezo nthawi zonse, ndi kukonzekera kupitiriza ntchito, kuti titeteze chidziwitso chanu.

11.1.5. Makina athu amayang'anira zochitika zokayikitsa ndi chinyengo chomwe chingachitike. Timatsimikizira umunthu pamene zikuyenera ndipo, pamene pali kukayikira kwa chinyengo, titha kugwira ntchito limodzi ndi apolisi ndi mabungwe oyenera.

11.1.6. Ndi udindo wanu kuti musunge zambiri zanu zolowera, akaunti ya imelo yogwirizana, ndi zipangizo zanu zitetezeke. Timalimbikitsa kwambiri kusankha mawu achinsinsi olimba ndi apadera, kuwasintha nthawi zonse, kusawaulula konse, komanso kusagwiritsa ntchito zipangizo kapena maukonde ogawana kapena a anthu onse pofikira akaunti yanu.

11.2. Ngakhale timayesetsa kuteteza deta yanu, chonde dziwani kuti palibe pulatifomu ya pa intaneti imene ingatsimikizidwe kukhala yotetezeka kwathunthu. Ngati pangachitike kuphwanyidwa kwa deta (ngakhale zosachitikira pafupipafupi), tidzatsatira zofunikira zodziwitsa molingana ndi Malamulo oyenera a Chinsinsi.

12. Kupanga zisankho mwa makina ndi profiling

12.1. Timasunga ufulu wogwiritsa ntchito deta yomwe timasonkhanitsa ndi kuyiwunika kuti tikudziwe bwino pokhudzana ndi zinthu zathu. Timachita izi mwadzanja mothandizidwa ndi makina ozungulira okha (automated processing). Mwa njira imeneyi, tidzatha kukuperekerani zinthu ndi mautumiki oyenerera kwambiri.

12.2. Tingagwiritsenso ntchito makina ozungulira okha kuti atithandize kupanga zisankho zokhudza chiwopsezo, monga pamene tikuchita kuyang'anira kwa chinyengo (fraud) ndi kuyeretsa ndalama zoyipa (money laundering). Ngakhale tingagwiritse ntchito ukadaulo kuti utithandize kuzindikira milingo ya chiwopsezo, zisankho zonse zomwe zingakhudze inu moyipa zidzaphatikizapo kuyang'anira kwa anthu kuti tiwonetsetse kuti kupanga zisankho sikuli pa makina ozungulira okha pokhapokha.

13.1. Ma Cookies ndi mafayilo achidule a mawu amene amayikidwa pa chida chanu kuti asunge deta imene ingatchulidwenso ndi seva ya webusaiti. Amagwiritsidwa ntchito kwambiri kuti akhazikitse ntchito ya mawebusaiti, kuwongolera mmene ogwiritsa ntchito amamvera, ndi kuperekera zinthu ndi zotsatsa zoyenerera.

13.2.1. Kuthandizira ntchito ya webusaiti ndi madera otetezeka;

13.2.2. Kukumbukira zokonda zanu ndi makonzedwe anu;

13.2.3. Kumvetsetsa mmene mumagwiritsira ntchito mautumiki athu ndi kuwawongolera;

13.2.4. Kuperekera zinthu ndi zotsatsa zokonzedwa makamaka; ndi

13.2.5. Kuthandiza kutetezera akaunti yanu polemba zoyendera ndi kuyesa kolowa.

13.4. Ma cookies ofunikira kwambiri amayikidwa okha mwachizolowezi. Ma cookies ena (monga a ntchito, kusanthula, ndi zotsatsa) angayikidwe pokhapokha ngati mwapereka chivomerezo chanu malinga ndi lamulo logwirira ntchito.

13.5. Muli ndi zisankho zambiri pakuwongolera ma cookies pa makina anu. Mabrowza ambiri a webusaiti amakulolani kuwongolera kapena kuletsa ma cookies kudzera pa makonzedwe a bulauza wanu. Chonde dziwani kuti kuletsa ma cookies ena kungakhudze mmene zinthu ndi mautumiki athu amagwirira ntchito.

13.6. Ma cookies amasungidwa kokha pa nthawi yofunikira kuti akwaniritse cholinga chawo. Nthawi yosungira imatengera mtundu wa cookie. Ma cookies a session amafufutidwa pamene mutseka bulauza wanu, pamene ma cookies okhazikika (persistent) angakhalebe nthawi yayitali pokhapokha mutawafufuta nokha msanga.

13.7. Timagwiritsa ntchito mautumiki a makampani ena, monga Google Analytics, Meta Pixel, LinkedIn Insight Tag, ndi Snap Pixel, omwe angayike ma cookies awoawo pa chida chanu. Mutha kutilembera imelo pa [email protected] kuti mudziwe zambiri za ma cookies awa ndi mmene mungawongolere zokonda zanu.

14. Maulalo opita ku mawebusaiti ena

14.1. Webusaiti yathu ili ndi maulalo opita ku mawebusaiti ena ndipo ingakhale ndi zotsatsa za banner kapena ma ayikoni zokhudzana ndi mawebusaiti a makampani ena. Mawebusaiti amenewa ndi zotsatsa zawo zingayike ma cookies pa bulauza wanu, zomwe sizili pansi pa ulamuliro wathu. Sitiyankha mlandu pazochita za chinsinsi kapena zomwe zili mu mawebusaiti amenewa. Timakulimbikitsani kuti muwerenge mfundo za chinsinsi za mawebusaiti amenewa chifukwa zochita zawo zingasiyane ndi zathu.

15. Woyang'anira deta ndi zambiri zolumikizirana

15.1. Pazolinga za malamulo ogwirira ntchito oteteza deta, woyang'anira deta amene akuyang'anira deta yanu yaumwini amatengera dziko lanu lomwe mukukhalamo komanso mautumiki a Deriv omwe mukugwiritsa ntchito.

15.2. Ngati muli m'dera la European Economic Area (EEA), woyang'anira deta yanu adzakhala Deriv Investments (Europe) Limited, yolembetsedwa ku Malta (Nambala ya Kampani C 70156), ndi kalata yolembetsedwa pa Level 3, W Business Centre, Triq Dun Karm, Birkirkara BKR9033, Malta. Deriv Investments (Europe) Limited imayang'aniridwa ndi Malta Financial Services Authority pansi pa Investment Services Act.

15.3. Ngati mukufuna zambiri zokhudza woyang'anira deta yanu, muli ndi mafunso kapena ndemanga zokhudza Mfundo iyi ya Chinsinsi kapena machitidwe athu oteteza deta, kapena mukufuna kudandaula zokhudza kutsatira kwathu Malamulo a Chinsinsi ogwirira ntchito, chonde lembetsani Woyang'anira wathu wa Chitetezo cha Deta pa [email protected].

16. Zosinthidwa

16.1. Tingasinthe Mfundo iyi ya Chinsinsi nthawi ndi nthawi kuti ziwonetse zosintha pa machitidwe athu, zofunikira za malamulo, kapena ukadaulo.

Webusaiti iyi ingagwiritse ntchito matembenuzidwe ozungulira okha kuti akuthandizeni. Komabe, mtundu wa Chingerezi ndi mtundu wotsimikizika ndipo udzagwira ntchito ngati pali kusiyana kulikonse. Deriv (FX) Ltd ili ndi layisensi ndipo imayang'aniridwa ndi Labuan Financial Services Authority. Deriv (BVI) Ltd ili ndi layisensi ndipo imayang'aniridwa ndi British Virgin Islands Financial Services Commission. Deriv Investments (Cayman) Limited, yolembetsedwa pa Campbells Corporate Services Limited, Floor 4, Willow House, Cricket Square, Grand Cayman, Cayman Islands, imayang'aniridwa ndi Cayman Islands Monetary Authority. Deriv (Mauritius) Ltd imayang'aniridwa ndi Financial Services Commission, Mauritius. Deriv (V) Ltd ili ndi layisensi ndipo imayang'aniridwa ndi Vanuatu Financial Services Commission. Deriv.com Limited, kampani yolembetsedwa ku Guernsey, ndi kampani yoyang'anira makampani onse amenewa. Deriv Capital International Ltd ili ndi kalata yolembetsedwa pa Unit 25, 2nd Floor, Nia Mall, Saleufi Street, Apia, Samoa. Deriv (SVG) LLC ili ndi kalata yolembetsedwa pa First Floor, SVG Teachers Credit Union Uptown Building, Corner of James and Middle Street, Kingstown P.O., St Vincent and the Grenadines. ‍ Onetsetsani kuti mwawerenga Mgwirizano Wathu ndi Zofunikira ndiponso Chidziwitso cha Chiwopsezo kuti mumvetsetse bwinobwino chiwopsezo chomwe chilipo musanagwiritse ntchito mautumiki athu. Chonde dziwaninso kuti zidziwitso pa webusaiti iyi sizikhala ngati malangizo a zopeza ndalama.

Zinthu zoperekedwa pa webusaiti yathu ndi zinthu zovuta zochokera ku zina (derivative) zomwe zimabweretsa chiwopsezo chachikulu chotaya ndalama. Ma CFD ndi zinthu zovuta zomwe zimakhala ndi chiwopsezo chachikulu chotaya ndalama mofulumira chifukwa cha leverage. Muyenera kuganizira ngati mukumvetsetsa mmene zinthuzi zimagwirira ntchito komanso ngati mungathe kupirira chiwopsezo chachikulu chotaya ndalama zanu.